Even the best of Pennsylvania’s drivers are not immune from auto accidents. Rather than driving distracted or going faster than the posted speed limit, a car safety recall could be the reason for an accident.

Esurance gathered a few insights into types of defects that require recalls and the different types of recalls. The information can help accident victims understand who is to blame for their injuries and damages.

The reasons for recalls

Car defects that have the potential to lead to an accident or otherwise jeopardize safety often require a recall. For instance, issues with a fuel system or wiring system, problems with engine cooling fans and airbags that do not work properly are all defects that likely require a recall.

Types of recalls

With a car recall, either a driver alerts the National Highway Traffic Safety Administration of a potential vehicle defect, or the car manufacturer alerts registered owners of the defect and recall. No matter the type of recall, the automaker has to make an effort to remedy the defect, as noted by CarInsurance.com.

Additionally, consumers often do not have to pay to have a defective part replaced. There are times when the defect is so extensive that the vehicle requires replacement, or the owner must receive payment totaling the vehicle’s purchase price.

Recalls and crashes

Sometimes, a recall is not discovered until the defect leads to an accident. Under such circumstances, accident victims have legal options. Such options become limited if a motorist continues driving a vehicle after becoming aware of the defect and crashes.

Sometimes, insurance companies become involved in recalls. This depends on the recall’s issue date and the type of coverage a person has.